i used Bank of America on my own and got a much better rate than going through lucid financial. For platinum preferred i got 4.65. I check out Carolina CoOp that some others here have recommended here but it was slightly higher than that now
I have been rate comparison shopping for the past few months to take advantage of the best rate. Aside from approaching my CU and banks (we have relationships with), I also checked the rates with (2) CU's and banks known to promote the financing of EV's. It's challenging to advise individuals what the 'best' rate is being offered as there are many different [and personal] variables that come into play (e.g., personal credit history, down payment, etc.), however here are a few financiers that may be of interest:
https://www.sanfranciscofcu.com/vehicle-loans/
That's very good. Anything under 5% right now is extremely competitive.
I am a member of an FCU in NY and they have specific rules on who can join/borrow $. Do you happen to know if SF FCU has specific membership requirements? Or if they are open to working with the public? If not, I'll contact them directly. Just figured it was worth a quick question if you know offhand. Thank you in advance
The financiers noted market & promote extending loans for individuals purchasing EVs [specifically] across the auto loan market. These are only a few as there are many others across the country (depending on what area of the country you live in). You can search online EV financing and then filter on your [personal] factors and you are likely to find a list of CUs and banks that you can comparison rate shop. These financiers typically fall into three categories -1.) CUs, 2.) Banks, & 3.) On-line Financier and then there are variations of these (e.g., a CU that has an online entity specifically supporting EV financing, etc.).
No idea!
That doesn't mean NO tax credit. Ugh..... Everything we've read from the IRS has stated otherwise.Spoke to My DA...
People with other than Cosmos Silver who have high hopes to get their car deliver EOY... DON'T
My VIN(ZR/Tahoe) is due to be assigned mid - late Dec. So, I am looking at delivery in Jan/Feb which off course means no tax credit....
However, my DA was super nice and said he can possibly expedite the process to move further but can't help in speeding up production of cars...
I was so excited until I spoke to him. Oh well, at least I can be away from states peacefully. Since no tax credit, I may be eyeing on a slight used AT/AGT
So, when PR said Pure production in Dec --> Does that man all the touring will be built before building Pures?
Funny, just spoke with my DA about my delivery (2 weeks) and said color doesn’t matter since many cars sitting in factory lot are pre made Touring ready to be assigned and shipped. Shipping is the holdup right now according to DA. That said earlier reservation whites and reds, etc might start getting VIN’s if he is correct.Spoke to My DA...
People with other than Cosmos Silver who have high hopes to get their car deliver EOY... DON'T
My VIN(ZR/Tahoe) is due to be assigned mid - late Dec. So, I am looking at delivery in Jan/Feb which off course means no tax credit....
However, my DA was super nice and said he can possibly expedite the process to move further but can't help in speeding up production of cars...
I was so excited until I spoke to him. Oh well, at least I can be away from states peacefully. Since no tax credit, I may be eyeing on a slight used AT/AGT
So, when PR said Pure production in Dec --> Does that man all the touring will be built before building Pures?
That color looks great, I just wish the carpeting was black. Hides dirt much easier, especially in a snow climate.
SDHacker steered me to USE Credit Union. They are now called BluPeak Credit Union. www.blupeak.com/rates/
And this is where location might come into play. I have to wonder, if I'm the only Touring that they need to ship to CO right now, will they even bother, vs. shipping several cars at a time to California or Chicago?
Can you ask to pickup at a SC, like Scottsdale
Pick up at Millbrae. We'll throw a party for you.
You all are joking, but I would totally fly out to either spot and drive the car back, if it meant I could take delivery sooner. Heck, Scottsdale is only about 13 hours from here. Maybe I should tell my DA…
Yea...Millbrae the welcoming party would be outatanding...
I am totally serious.
