nfsdragster
Member
- Joined
- Mar 12, 2023
- Messages
- 55
Hello, not sure if it can be posted here. But needed a little help. I Met with an accident with my lucid , and I was not at fault. I filed a claim under the other individuals policy (progressive) they said it was a limits issue as the repair estimate was 26000 , and the limit was 25000 and that I would have to file under my insurance and then they would subrogate it( I might have misspelt this word) . At first they gave me a rental for a week and then they stopped because I have to file with my insurance company now. So I filed under my insurance. Unfortunately I don't have a rental on my insurance paying and im paying out of pocket. The car has been in the garage or lucid certified dealer for almost a month now with repairs not even starting. I currently do not have a job as I started a residency and it's quite frustrating and every time I speak to an agent they bounce back and forth with each other.
Finally my insurance state farm looked at the car and said they will only cover 18-19000 as opposed to what the garage quoted which is 26000. How do I proceed with this, do I just pay for the difference. Which is a lot for me currently and then fight for it later? I also heard from the dealer that state farm is being sued for not covering expensive cars.
Finally my insurance state farm looked at the car and said they will only cover 18-19000 as opposed to what the garage quoted which is 26000. How do I proceed with this, do I just pay for the difference. Which is a lot for me currently and then fight for it later? I also heard from the dealer that state farm is being sued for not covering expensive cars.