Anyone up for auto insurance rate comparisons?

[L-Dude]

I got a rough estimate for a '25 AGT from Progressive. It was about $1,500/yr for pretty substantial coverage. I'm old with a super clean record. My wife is also old and tends to hit things.

 

[Leftlane]

I just went and looked at my Progressive renewal - $1600 for 6 months just for my Model S Plaid. Original premium one year ago was $1200/6 months. I need to be shopping around - this is ridiculous. Zero claims or tickets on my record.

 

[Marty]

Here in southern California. State Farm is $1,233.62 for 6mo. Clean driving record.
Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000
Deductible $2,000

Collision Coverage
Deductible $2,000

Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Person $250,000
Limit Per Accident $500,000

Uninsured/Underinsured Property Damage
Limit Per Accident $250,000

 

[boydracing]

Here in southern California. State Farm is $1,233.62 for 6mo. Clean driving record.
Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000
Deductible $2,000

Collision Coverage
Deductible $2,000

Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Person $250,000
Limit Per Accident $500,000

Uninsured/Underinsured Property Damage
Limit Per Accident $250,000

I think that is typical for SoCal. My mother in law with her Tesla 3 is $2500/year. Not sure what insurance she carries.

 

[Genghis]

Here in southern California. State Farm is $1,233.62 for 6mo. Clean driving record.
Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000
Deductible $2,000

Collision Coverage
Deductible $2,000

Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Person $250,000
Limit Per Accident $500,000

Uninsured/Underinsured Property Damage
Limit Per Accident $250,000

Where in SoCal? I'm in Sherman Oaks / Van Nuys and I'm almost double that with the recent 35% increase on renewal with similar coverage with clean record. I've shopped around and other available carriers willing to cover Lucids were higher!

 

[ashishmh]

Anyone in Seattle area?

I am paying around $4200 per year ($350/month) with AllState. I have 2 claims in last 3 years. Both not-at-fault.

I feel like Seattle's rates are high. I used to pay $150/month for Tesla model 3 with Tesla Insurance when in Bay Area. As soon as I moved to Seattle, I had to switch providers since Tesla insurance was not available in WA and my rate got jacked to $330/month. Then when I sold model 3 and got Lucid Air Touring, the rate remained same and now has risen to $350/month.

I have been with AllState for 1.5 years now. Thinking about shopping around. Previously most of the companies denied me insurance for having 2 claims in last 3 years, even though both have been not-at-fault.