What's new
By:

My Biggest Concern with Gravity

EVCar said:
Here's my understanding of AZ law: Arizona mandates that insurers offer a $0 deductible for windshields as part of comprehensive coverage and that fling a windshield claim in Arizona will not increase your insurance premiums, as it's not considered a driver fault incident
My carrier apparently didn't get a memo about the above.
Click to expand...
No fault means they don’t raise your rates. But not offering you a discount isn’t raising the rates…

I feel your pain, but the only pain I like is pain au chocolate.
 
EVCar said:
Here's my understanding of AZ law: Arizona mandates that insurers offer a $0 deductible for windshields as part of comprehensive coverage and that fling a windshield claim in Arizona will not increase your insurance premiums, as it's not considered a driver fault incident
My carrier apparently didn't get a memo about the above.
Click to expand...
Write the state insurance commissioner. It’s literally their job. It works.
 
borski said:
Write the state insurance commissioner. It’s literally their job. It works.
Click to expand...
Yes, I could've taken that route, like bunnylebowski, but I just walked, switching to actually one of the carriers that you'd recommended.
And the surprise thing was my premium went down.
So a belated thank-you to you.
 
californiaboy935 said:
No fault means they don’t raise your rates. But not offering you a discount isn’t raising the rates…

I feel your pain, but the only pain I like is pain au chocolate.
Click to expand...
Yes, so many ways they can get back at you.
As stated, "grey zone" exists, so just beware.
 
EVCar said:
My insurance carrier did not raise my premium but declined to give me a discount because I had submitted too many rock chip repair claims.
These were rock chip repairs, not windshield replacement.
Had I known that they would be counted against my records, I'd have gladly paid out of pocket since these are relatively minor expenses.
So my take away from this experience is: even though the laws is so black and white for glass coverage in Az, my insurance carrier still managed to find a gray zone.
This is in the context of no other type of claims, none, with this carrier in the preceding years.
Click to expand...
So frustrating. I’ve paid for repairs myself for just this reason…they find a way to get you. 😢
 
Clyde2575 said:
@borski, who do you recommend? I renew in August and would love to ship around. Thanks!
Click to expand...
I had great experiences with GEICO, but now I recommend any of the HNW insurers: PURE, Chubb, Cincinnati, Nationwide Private Client
 
Knucklehead said:
How are those of you with Airs dealing with the glass roof? Do you have family members who don't like it?
Click to expand...
I am in phoenix and have had my Air GT since December 2022. It was 100+ 113 consecutive days last year and 110+ 61 days. It is hot here! My lucid regularly says it is 138+ in the car already this year. I have tinting, not sure what kind as it was done by the previous owner, and it is still super hot. I got the sunshades that lucid sells and it is a noticeable difference. I used to hate getting in the car in the summer because even if the car was cooled down I felt the sun on me. The shades make it noticeably cooler and there is no glaring sun but still has the open feel that the glass roof provides. I saw you question drooping, there is none and the shades have been in for over a year (I never took them out this “winter”).
 
You must log in or register to reply here.

Similar threads

M
Gravity GT in Oakbrook IL studio
Replies
3
Views
317
Ron_Burgundy
R
R
Road Noise and Glass canopy heat transmission concerns
2
Replies
20
Views
3K
pbmusic
P
N
Glass roof chip AT'25
Replies
2
Views
1K
newlucidguy
N
LucidDriverPodcast
Saturday's delivery
Replies
3
Views
429
Johnny
Johnny
P
Glass Roof Tint
Replies
0
Views
2K
PolarAir
P
Back
Top