Ordered the Pure with the Lease special. It is a no brainer. The interest rate is 0%. Went through the lease with BofA and understand the numbers. You can specify the down payment on the Lucid side and BofA runs with what you set up. The way the numbers work,(excluding the leasing fee of $995, registration/title/plates/doc/handling for me $421 and sales tax), the sum of the monthly payments plus your down payment plus the Residual Value equals the price of the car (plus delivery) less the $7500 EV credit. For me the RV was 43502, In NY, BofA bundles all of the fees and taxes into the lease so the monthly payment goes up but it is just the sum of these items divided by the term because there is no interest on the lease.
With the lease, if you purchase the car at the end, you are buying the car for the list price less the $7500 EV credit which you cannot get if you purchase outright. The lease also gives you a hedge if the company runs into financial issues because you can turn the car in at the end. The lease also lets you keep you money invested if you were to just purchase the car outright.
