I just ran the quote program that Progressive has. We are currently using Progressive for our little Fiat and our house. Adding the soon(?) to be produced Lucid AGT yields the following quote:
2022 Lucid Air Coverages
Comprehensive $500 deductible: $33
Collision $500 deductible: $309
Rental $40 per day ($1,200 maximum): $8
Roadside No coverage Offered: $0
Loan/Lease Payoff Coverage selected: $23
Total: $373 for 6 months or $746/yr.
This quote included the following automatic discounts:
Pay in Full Today (does not apply to monthly payments)
Internet Discount (for originating your quote online)
Paperless Discount (receive bills/documents via email)
Multiple Car Discount
Multi-policy Discount
Homeowner's Discount
Three-year Safe Driving Discount
Five-year Accident Free Discount
Vehicle(s) with Anti-Theft Device Discount
Continuous Insurance Discount: Platinum
We have only filed one claim with them, which was in 2018 for a chipped windshield of the RV bus we had at the time and it was very quickly dealt with. We have never filed a substantial claim, so I can not say how good they are on that type of situation.
We near Bellingham, WA and here are the details:
Bodily Injury & Property Damage Liability: $250,000 each person, $500,000 each accident, $100,000 each accident
Underinsured Motorist: $250,000 each person, $500,000 each accident
Underinsured Motorist Property Damage: $100,000 each accident, $100 deductible or $300 deductible for hit & run
Personal Injury Protection: $10,000
Comprehensive: $500 deductible with $0 Glass deductible
Collision: $500 deductible