The car and charger have safety mechanisms built into to protect you and the equipment should you unplug without stopping the charge. That said, I think of safety features as a backup for when I forget not something to count on every time. It is best practice to stop charging before unplugging. This is most important for DC fast charging since the current and voltage can be very high. For level 2 AC charging, it is hard to hurt anything. When level 2 charging, I usually push the plug release button and wait until I hear the relay in the EVSE disconnect before unplugging.