Quick question about insurance

[windscar911]

First off, delivery day tomorrow!

Second, no one has asked me to prep car insurance before heading over to delivery.
Should I just go ahead and set that up for tomorrow?

 

[Thinjake]

Absolutely! I cannot believe they have not asked for that yet. I had to send them the insurance binder ahead of time.

Good luck tomorrow and enjoy!

 

[Cosmo Cruz]

Insurance: start early.

Been trying to bust into Liberty Mutual (avoid them) for going on two weeks now. Every day I spend an hour or two trying to get one car added. Nope. What they will do is let you jump through hoops for 30 minutes, then tell you: " Nah...we're not going to help you today. Why don't you get in the phone tree and listen to a computer voice / elevator music for a hour. Nobody will take your call."

You can not do this easily. You will have to call. I wish Lucid would have a press conference and tell the insurance industry they are selling cars now. Nobody at Liberty Mutual has heard of Lucid.

 

[windscar911]

I've used Geico (yeah yeah, I know) for a while, took under 5 minutes to add the Lucid Air to my policy from tomorrow. I should be all set.

 

[smartebiz]

I have already two car insurance with three drivers from Liberty and paying for three car about $2800 and now adding 2090 for Lucid total premium for three car and three drivers yearly goes to 4890 with $500 Deductible. I need to shop for good insurance since my insurance looks higher. I am in Texas. Any suggestion or recommendation for Texas Houston/Sugar Land is highly appreciated.

 

[Jeanwoodie]

I have already two car insurance with three drivers from Liberty and paying for three car about $2800 and now adding 2090 for Lucid total premium for three car and three drivers yearly goes to 4890 with $500 Deductible. I need to shop for good insurance since my insurance looks higher. I am in Texas. Any suggestion or recommendation for Texas Houston/Sugar Land is highly appreciated.

Try Progressive Online. From my experience-best rates.

 

[LucidTouringCL]

I tried Progressive online quote for $649 for 6 months, does anyone have a better rate In TEXAS?

 

[Amster]

My husband's first stop after picking up the car was to go to AAA and put it on our insurance. Lucid didn't ask for anything when we picked it up.
AAA wanted a ridiculous amount for it, $6200 year. So we paid for the first month, and looked around for something else. I ended up with Safeco for about half the price and much better coverage.

 

[MoniputerLM]

We have State Farm. $853.10 / 6 months with:


Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000

$75.78 / 6 mos

Property Damage Coverage
Limit Per Accident $100,000

$71.49 / 6 mos

Other Than Collision Deductible
Deductible $500

$160.58 / 6 mos

Collision Coverage
Deductible $500

$466.83 / 6 mos

Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Person $100,000
Limit Per Accident $300,000
Uninsured/Underinsured Property Damage (under Uninsured/Underinsured BIPD) Coverage
Limit Per Accident $50,000

$62.87 / 6 mos

Personal Injury Protection Coverage
Aggregate Limit $10,000

$14.23 / 6 mos

Emergency Road Service Coverage
$1.32 / 6 mos

 

[Jeanwoodie]

I thrashed around getting several bids and wound up with Progressive Online with a total package for all my insurance needs.

 

[jtbg]

Check out the Insurance Megathread.

I went with Toggle, one of the newer rebranded products from Farmers Insurance. The rate was decent (Chicago, 30y/o male, clean driving record, but didn't have a license between 2018-2022)
.

Ended up actually needing to make a claim at the end of December and it was surprisingly painless.

 

[HC_79]

My husband's first stop after picking up the car was to go to AAA and put it on our insurance. Lucid didn't ask for anything when we picked it up.
AAA wanted a ridiculous amount for it, $6200 year. So we paid for the first month, and looked around for something else. I ended up with Safeco for about half the price and much better coverage.

Lol! I was quoted $7500 with them! What a joke! They then wouldn’t stop emailing and calling me saying “we can do better”. I told them to “F Off” and stop calling me.

I’m in the process of moving from Progressive to Geico as Geico came in $500 cheaper with a $1000 cheaper deductible. Progressive was $1500 and Geico was $1000. I’m based in SoCal

 

[Canyonero!]

My experience with buying new cars is that they (the dealer) verify that I have insurance (not specific to the car being purchased, just an auto policy).

I usually let my insurance co. know in advance, but they seem to not care until I actually have the car, and assure me that I am covered as long as I inform them of the new car within X days,.

 

[maractwin]

The rules about insurance vary by state. Many states have mandatory insurance, and in most of those you can't take delivery of a car without having insured it first.

 

[hydbob]

LOL @ AAA. They just quoted me $784/mo!!!

 

[LucidTouringCL]

LOL @ AAA. They just quoted me $784/mo!!!

Try Progressive and Geico, under $700 for 6 months 100k/300k

 

[hydbob]

Try Progressive and Geico, under $700 for 6 months 100k/300k

I'm with Geico now, $3900/year

 

[HC_79]

I'm with Geico now, $3900/year

So strange about how it varies so drastically even in the same state with a clean record. Geico will basically be $2000 a year for me compared to $3000 with Progressive 100K/300K/100K. My deductible with Progressive was $2500 compared to Geico's $1500 collision \ $500 accidental damage.

 

[SDHacker]

I'm with Geico now, $3900/year

One of the only benefits of getting old - lower premiums on auto

 

[TimB]

Insured my GT last May; I had Hartford but they wouldn’t touch it(“what’s a Lucid?”) I had great success with Liberty Mutual. I moved our house policy and our two other cars(one just an old beater truck) as one new package with Liberty and it only raised my insurance $1,300/year