Refinance rates

[Rogue]

It sucks and thats my fault, 8.5% 84months, when I originally financed it, this same deal happened hard to value the car blah blah. and then some banks just were unable to accept the loan cause the value was missing. We really should have a Kelly Blue book value.

We obviously do not have all the details.

However, the rate and loan duration implies a good bit. I do not think there is much any of us can do for you. If you had to do an 84 month due to finances, then most institutions will be out of reach for a lower rate. Shorter terms = lower rates.

Are you wanting the same loan term? Most banks only recently started offering a 72 month term with the standard being 60 or under.

 

[blueice89]

We obviously do not have all the details.

However, the rate and loan duration implies a good bit. I do not think there is much any of us can do for you. If you had to do an 84 month due to finances, then most institutions will be out of reach for a lower rate. Shorter terms = lower rates.

Are you wanting the same loan term? Most banks only recently started offering a 72 month term with the standard being 60 or under.

Whatever gets me lowest interest rate

 

[Impatient7536]

Whatever gets me lowest interest rate

84 months gets you the lowest interest rate.....?

 

[blueice89]

I know you guys are laughing but someone else is going to refinance one day and they will be stuck like I am

 

[Spin Doctor]

Definitely nothing funny about your interest rate (or your loan term). I hope you’re able to refi.

 

[blueice89]

On my refinance quest my local lender has said they should be able to process 5.84% at 75 months

 

[blueice89]

Here are some tips for finding valued on JD Power, funny enough the category of the vehicle must be selected as Sedan not electric.

Okay to get the JD data I did this:

https://www.jdpower.com/cars/lucid

Select Year 2022
Body Style /Category : Sedan

Click Select
Grand Touring:
https://www.jdpower.com/cars/2022/lucid/air/grand-touring-awd/zip

Click Used:
Enter zip code