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Drendino

Expert Member
Joined
Apr 7, 2022
Messages
433
Cars
Grand Touring
DE Number
1
I applied to BoA and rate is 3.74% for 72 months. Also applied at Carolina Coop but haven't heard back yet.
Try Redwood Credit Union. They quoted me 2.94% yesterday.
 

Impatient7536

Well-Known Member
Joined
May 28, 2022
Messages
145
Location
Socal
1658466080817.png

for those in LA area, these are the water and power community credit union rates. EV get another 0.25% off.
 

Pwmac

Well-Known Member
Joined
Jan 4, 2022
Messages
121
Location
Chandler, AZ
Cars
GT Blk/SC/21
Carolina Coop got back to me with a rate of 2.25% for up to 84 months but there are a couple fees.

$20 - North Carolina Consumers Council membership fee
$5 - to open savings account
$65 - loan application
$15 - loan processing
 

nolimit

Well-Known Member
Joined
May 6, 2022
Messages
159
Carolina Coop got back to me with a rate of 2.25% for up to 84 months but there are a couple fees.

$20 - North Carolina Consumers Council membership fee
$5 - to open savings account
$65 - loan application
$15 - loan processing
Good to know!
 

Drendino

Expert Member
Joined
Apr 7, 2022
Messages
433
Cars
Grand Touring
DE Number
1
Carolina Coop got back to me with a rate of 2.25% for up to 84 months but there are a couple fees.

$20 - North Carolina Consumers Council membership fee
$5 - to open savings account
$65 - loan application
$15 - loan processing
Incredible
 

magesh

Well-Known Member
Joined
Sep 11, 2020
Messages
107
Cars
Q8, Model S
I applied to BoA and rate is 3.74% for 72 months. Also applied at Carolina Coop but haven't heard back yet.
Reach out to Kinecta. They are based out of California but I got approved for a loan from Oregon back then. I think they may do national & their rates are good.
For the 'locals' (Portland, OR, Camas, WA area) PNWFCU offers some very healthy rates, based on my research.
I also applied to CCFCU, but not heard back.
 

magesh

Well-Known Member
Joined
Sep 11, 2020
Messages
107
Cars
Q8, Model S
Reach out to Kinecta. They are based out of California but I got approved for a loan from Oregon back then. I think they may do national & their rates are good.
For the 'locals' (Portland, OR, Camas, WA area) PNWFCU offers some very healthy rates, based on my research.
I also applied to CCFCU, but not heard back.
PSA update: CCFCU approved my loan @ 2.5% for 84 months.
Time taken from snail-mail (well actually USPS 2 day) dox to approval was 1 week. (I had the council # done about a month back)
 
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