Lucid Finance's Current Money Factor (Air)

In any case, I appreciate you bringing up the topic to begin with and apologize for steering astray of that. As you already said, the point is the interest on the 18 month lease is higher than market, making those lease terms particularly unfavorable. It appears the 36 month terms carry the equivalent of closer to 4% interest, which is fairly good.

I'm seriously considering an Air to replace my maturing Audi lease. I'd prefer to go with a shorter term for the lease, like 18 or 24 months, but with the 36 month term being so much more favorable, I'd likely just go with the longer term. Since you're on your second Lucid lease, I imagine you'd agree it's a fine decision! : )
 
In any case, I appreciate you bringing up the topic to begin with and apologize for steering astray of that. As you already said, the point is the interest on the 18 month lease is higher than market, making those lease terms particularly unfavorable. It appears the 36 month terms carry the equivalent of closer to 4% interest, which is fairly good.

I'm seriously considering an Air to replace my maturing Audi lease. I'd prefer to go with a shorter term for the lease, like 18 or 24 months, but with the 36 month term being so much more favorable, I'd likely just go with the longer term. Since you're on your second Lucid lease, I imagine you'd agree it's a fine decision! : )
Yes, I have plenty of complaints about things in the Air that are lacking or missing, but overall I don't find anything better out there for the money. It's unquestionably a great overall package and really excellent driving experience.

I remain interested in the gravity, but have learned my lesson about buying a vehicle in the early runs of a new model, so decided another short air lease was my best option for now. Maybe a Gravity (or refreshed Air) will be right for me after this lease is up.
 
Interesting! My SA was also cagey about the MF when I asked during the signing of the documents, however, I was able to calculate it myself and it came to 0.00230 (5.52%) for a 36 month lease on a 2025 Air Pure, and an 800+ credit score. This was at the West Palm Lucid location 3 weeks ago. My previous car was a 2022 Lexus ES350, also leased, and the MF was disclosed without any questions…
 
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