I'm surprised to see you so reluctant to go with a private sale, as that's my vast preference. I look for a low mileage sale by the original owner, and am sure to verify a clean title, other than liens. Certainly no salvage title. Meet-ups always in a public location, like a fast food parking lot. No matter how good the vehicle may look, or what the CarFax says, I always have it inspected by an independent mechanic. If all looks good, I either conclude the sale where the seller's lienholder is located, or (if a clean title) at either my bank or the seller's bank. Verified/Notarized signatures, as required. I figure these private sales can be a win/win, as meny sellers only alternative is an (often low-ball) offer from some dealer. Armed with the cost of any repairs items from the inspection, and some good research, you should be able to negotiate a good deal. Craigslist is my preferred go-to source, as it seems to attract my type of seller. Private party sales can be particularly good in states like AZ, where sales tax is not charged on them. BTW, I make it a practice to sell my vehicles the same way I like to buy them. I'm totally up front about the vehicle's condition, and insist on the buyer having a mechanic check it out. No regrets yet.