Any recommendations for Auto insurance ? I just got mine done here in MA with Liberty Mutual, which has insured all our vehicles for the last 15+ years and got a quote for $4000+ for the GT wiht a $1000 deductible. It was 6K with $500 deductible. And I have the highest safety rating in MA (99 SDIP). Not sure what others are seeing or if this about right. The agent did say because it's a brand new company and a brand new car that's what was causing the super high premium and that Tesla also started out very highly and has fallen dramatically now.
Insurance recommendations ?
- Thread starter imran
- Start date
I use Costco Connect, called them to ask for a ballpark number to replace a Volvo S90, 2019, with the Lucid Air Touring around $102,000. Her quote increased my 6 mo. premium by only $100, for a total of $717 for 6 mo. I think that's great, and I hope the quote is correct. I'll find out when the time comes.
- Joined
- Feb 13, 2022
- Messages
- 828
- Cars
- Lucid Air GT
I was quoted $3k a year in California with $1k deductible on Safeco for an AGT. Haven’t finalized that, and that’s with homeowners. Interesting some folks were able to go with a $2k deductible, my loan stipulates $1k MAX.
- Joined
- Dec 31, 2021
- Messages
- 724
- Cars
- Lucid Air Grand Touring
I added my AGT to an existing policy on Progressive. Total was just under $2k/year with $1k deductible, maxed out coverage, lease/loan payoff and rental coverage. I was tempted by Hagerty as well but in the end they cost an extra $400/year over progressive for both policies.
Added to State Farm policy for $1,411.34/year. Deductible $500.
Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000
Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Person $100,000
Limit Per Accident $300,000
Uninsured/Underinsured Property Damage (under Uninsured/Underinsured BIPD) Coverage
Limit Per Accident $50,000
Bodily Injury Coverage
Limit Per Accident $500,000
Limit Per Person $250,000
Uninsured/Underinsured Motor Vehicle Coverage
Limit Per Person $100,000
Limit Per Accident $300,000
Uninsured/Underinsured Property Damage (under Uninsured/Underinsured BIPD) Coverage
Limit Per Accident $50,000
Last edited:
- Joined
- Mar 22, 2022
- Messages
- 3,318
- Cars
- Air GT Black/Tahoe/19"
Wow that’s high. I live in Rhode Island so similar crap drivers and sky high insurance rates as you. I switched from GEICO to Esurance. Esurance for the Lucid and my wife’s 2019 Subaru Impreza is 1,200 for 6 months, will hopefully be cheaper with their driving discount app. GEICO wanted $2,100. So it’s literally cheaper to insure the $139K car and $28k car than it was to insure my $49k Mercedes and my wife’s $28k car. Maybe Esurance doesn’t realize what the Lucid is? In any case get a quote from them, I couldn’t find a better deal.
So if an uninsured car hits you the maximum you get for your totalled Lucid is $50K ?
No, State Farm pays for the Lucid, Then, raises my rates!
"Uninsured/underinsured motorist bodily injury is designed to cover you and the people in your car for medical bills, lost wages and pain and suffering if you're in an accident caused by someone who doesn't have insurance or enough insurance."
Ahhh, I thought the bodily part was the $100k/$300k and that property (the car) was $50k
Wow, that's twice what State Farm is charging me.
Just got my quote again from State Farm at $1800/year.
That is in NC at max coverages due to my Umbrella policy, $1000 deductible.
That is in NC at max coverages due to my Umbrella policy, $1000 deductible.
Last edited:
I got my quote from Amica. My annual premium went up from ~ $1100 to $3500. The policy includes two cars - 2012 Infiniti FX35 and the Lucid AGT. This includes $1000 deductible for collision ($500 deductible for glass). I have other policies like home and umbrella with them and have been with Amica for 13 years. I live in the Bay Area.
- Joined
- Apr 27, 2022
- Messages
- 220
- Location
- Central New Jersey
- Cars
- ZR/SC Air Touring
- Referral Code
- 85ZU3QCS
Just got an estimate from Travelers here in NJ for Air Touring - $1210/yr with $500 deductible. Paying $800 for a 2018 Honda with multiple car discount, etc. Was pleasantly surprised. Will probably be higher by the time the Touring gets delivered.
limtless
Active Member
- Joined
- May 6, 2022
- Messages
- 220
what is Costco connect? Never heard of it...through Costco?
Whidbey_LucidGT
Active Member
- Joined
- Apr 22, 2022
- Messages
- 102
- Cars
- Lucid Air GT
Cincinnati 1,841 annually with multiple policies and 2500 deductible, full glass coverage
