Just my experience/observations here. But, it's adequate. I cover a good portion of upstate NY and have driven over 25k miles in my car and loaners since March. Several things to consider about my experience though. 1. I shave my head so no hair to keep me warm up top. 2. I live in Buffalo so it's often colder than most places in the country. 3. Since I drive so much and long distances in a single trip, I prefer to drive without my jacket or coat on. So, given those things, my arms and head tend to get chillier than I might otherwise which is odd considering that I'm often much warmer than people around me. Yes, you will want to use the seat heater and heated steering wheel. But, like me, you may end up turning up the heat more than you would in another vehicle. The flipside of that is that the more you turn it up, the more it affects your driving efficiency. So, if that's a concern, keep some gloves and a hat in the car like I do