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  1. newkidontheblock

    Bank of America Credit Requirement

    I submitted both me and my wife for financing. I was told by Lucid finance person that it would be better if only my wife is on the application. Once I updated our financing application it only took a few minutes to get approved. We don't borrow and finance often. So this was stressful. I did...
  2. newkidontheblock

    Bank of America Credit Requirement

    Yes I did use a referral code. We submitted our application and it says that they need more information. They will be in touch. Perhaps it is proof of income or something similar. We will see.
  3. newkidontheblock

    Bank of America Credit Requirement

    We have submitted our lease application. I will not start selling my model Y until our application has been approved.
  4. newkidontheblock

    Bank of America Credit Requirement

    Thanks for the suggestion. I will upgrade to higher tier of myfico for a month. I will use a debit card to make the 1 month payment so my credit score is not lowered further :)
  5. newkidontheblock

    Bank of America Credit Requirement

    It is a bit complicated. Both of us can afford the payment on our own income. My Fico score is higher but my wife's credit score is higher. Her fico score is lower as she has been an additional card member on my card since we got married. We have no mortgage or loans. Taxes are very low. I am...
  6. newkidontheblock

    Joining the Lucid family

    We test drove Air pure in Atlanta today. Coming from Tesla Model Y it was a huge upgrade. We got to experience DD Premium(360 degree view) and Massage Chairs and liked it. So we ordered a 2024 Air Pure with DD Premium, Massage Chair, Comfort and Convenience package. I did want premium sound but...
  7. newkidontheblock

    Bank of America Credit Requirement

    Given our situation should both I and my wife be on the lease application? She has higher credit score and I have higher FICO score.
  8. newkidontheblock

    Bank of America Credit Requirement

    Here is the strange part. Our bank is telling me that my Fico score is 793. I signed up for a free plan with myfico.com and they say it is 753. I remember paying off our mortgage 5 years ago and our score dropped.
  9. newkidontheblock

    Bank of America Credit Requirement

    We may be leasing a Lucid Air soon. I have heard mixed things about Bank of America leasing requirement. Do they look at Credit Scores or Fico Scores or both? Your answers will help me determine who will be on the lease. We have no debt. We do have credit cards that we pay in full. When we got...
  10. newkidontheblock

    Presales experience

    they did get back to me today and answered my questions. I was not expecting to drive off with the car. I was only hoping to start the lease process if we like the car.
  11. newkidontheblock

    Presales experience

    On Monday I called the US Sales office. I was connected with a sales advisor. She was able to schedule a test drive for me in Roswell, GA location. She shared her cell phone with me. I have never driven a Lucid before but I have high expectations. I want to be prepared to sign a lease. I asked...
  12. newkidontheblock

    Tesla Model Y to Lucia Air Pure

    Thank you for your comprehensive response. Information about 2025 changes is making it difficult for me to get a 2024. I was hoping to test drive it this weekend and place my order shortly afterwards. There are great promotions on 2024 right now. I don't drive much. We have 3 cars and my wife...
  13. newkidontheblock

    Tesla Model Y to Lucia Air Pure

    I lived in MN for 31 years. I would never buy a rear wheel drive car for winters. We moved to Atlanta last year. Based on last winter I think I will be fine with RWD. Ventilated seats sound good to me as well. Reason why I am leaning towards 19 Inch rims is that primary reason to replace my...
  14. newkidontheblock

    Tesla Model Y to Lucia Air Pure

    It is a 24' pure. I also feel that 18 months will go by very quickly. I heard that it is possible to extend it by 5-6 months. I am leaning towards 36 month lease. I buy cars. EV's are changing rapidly. Four years ago I wanted an EV. At that time Tesla was the most established EV company. I...
  15. newkidontheblock

    Tesla Model Y to Lucia Air Pure

    Thanks for your feedback. I am leaning towards getting Air Pure with: DD Premium to get 360 view Upgraded Sound Another decision I am wrestling with is duration of lease. for Air Pure 18 months lease is $50 more expensive than a 36 month lease for touring the lease 18 months is actually...
  16. newkidontheblock

    Tesla Model Y to Lucia Air Pure

    I have had my Tesla Model U for nearly 4 years. My family hates the ride quality. Wife has refused to ever sit in that car. I had bought it when prices were high. I paid for FSD but did not use it much. I did not even use auto pilot much. I like driving and due Covid/remote work I don't drive...
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