The economics depend precisely on the very policies that the manufacturer sets and we have been discussing here. So yes, insurance declares it a total loss because it gets 0 bids from any of its repair facilities.The decision to brick a car typically follows the vehicle being declared a total loss. That determination is made by the insurer, not Lucid. If the economics dictate that a car can be repaired, it will be repaired.
When I buy or insure a vehicle I don't think about how a salvage determination or total loss claim might be handled in the future. If that were to occur I would hope for a prompt and fair claim resolution. And the ability to reclaim a salvage vehicle will have little if any impact on the cost to insure the vehicle. These are expensive cars to buy and insure. While you might be clamoring for a solution to this "problem" I don't think most owners are.
People may not look at the total loss scenario, but they absolutely look at cost to insure and depreciation.
If your competition is Bugatti then sure, sell fewer cars, make everything even more expensive, make the owners feel exclusive. But that market is crowded. I'm not sure Lucid will survive with that strategy.