Hey there I know exactly what you're going through with the pricing formulas etc. 18 month lease money factor residual dealing with them I did it all spent hours and hours for months and had it memorized. Read all these threads, Reddit, lease hacker etc..I have never experienced anything like it when leasing a car it's incredibly frustrating… I know what I'm doing and the fact that I held on so long was a miracle only for this amazing group in this forum..., studied every algorithm figured everything out kept after them regarding offers and financing each month…I have the car now So you have my sympathy I am very sincere I feel it's my duty to share or help you in anyway that you need to save you from all the confusion and aggravation.. Let me know and I'll give you my contact info